1stCooperative

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LOANS SAVINGS and CHECKING SHARE CERTIFICATE RATES

Effective as of: 11/01/2018
 
Our loan interest rates range from as low as 2.60% to as high as 18%, depending on the type of loan. Rates are listed below for your information; however it will be necessary to apply for the loan before a final rate and term can be determined.

Loan TypeAnnual Percentage Rate
New/Used Autos2.99% - 14.49%
New/Used Watercraft4.90% - 16.40%
New RV/ATV4.90% - 16.40%
Used RV/ATV5.90% - 17.40%
Personal8.50% - 18.00%
Line of Credit8.50% - 18.00%
Visa Platinum Credit Card8.50% - 17.00%
Generator6.90% - 18.00%
New Farm Equipment8.50% - 18.00%
Used Farm Equipment9.50% - 18.00%
Share Secured2.60%
Help in a Hurry - your payday loan alternative18.00%

$30.00 minimum payment on all loan advances. Rates are subject to change without prior notice.
a. Minimum Payments on Lines of Credit/Overdraft Protection Loans: Your minimum payment for personal lines of credit or overdraft protection (also a line of credit) shall be $30. Payments are calculated on amount of the credit limit established. Maximum loan amounts are based on credit score and other underwriting criteria.
b. Minimum payments on VISA Platinum Credit Card: Your minimum payment for VISA Platinum Credit Card shall be $25.00. Payments are calculated on 3% of amount owed. Maximum loan amounts are based on credit score and other underwriting criteria.
c. Other restrictions may apply.
d. Maximum loan amounts based on credit score and other underwriting criteria for all of the above category of loans.